Q: What makes my credit score go down?

A:  There are many things that affect your credit score negatively. Not having enough credit, having too much credit, not paying your bills on time, maxing out your credit card accounts, apply for credit and being denied. It is important that you spend some time educating yourself on how the credit scoring system works. We can help you. 

For a detailed explanation of what exactly lowers your score, please ask for our Fact Sheet:  30 Reasons Why Your Credit Score Is Too Low.