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Q: What is in my FICO score?

A:  Your FICO score is broken down into five categories, and each category accounts for a specific percentage of your score. Knowing what factors weigh the most will help you manage and maintain a higher score. Here's how the percentages break down.

  • 35% - Payment History
  • 30% - Amounts Owed
  • 15% - Length of Credit History
  • 10% - Types of Credit
  • 10% - New Credit

For more information about how your credit score is computed, ask for our Fact Sheet: What's In Your FICO Score.